SMALL BUSINESS FUNDING options

To help you overcome the challenges due to COVID-19, we’ve introduced our new Interest-Only Flex Pay Loan. It gives you the confidence to borrow now with low, interest-only payments for 6 months! After the interest-only period, you have the option to pay off the principal, or we’ve created the perfect safety net – a built in 52 or 78-week rollover amortization. With flexibility like this you can truly borrow with confidence!

Qualifications:

• $17k Deposited in Business Bank Account or $200k annual sales
• 600 minimum FICO

As a successful business owner, you know it pays to be prepared. And, with a Line of Credit from ARF Financial, you will be! As business conditions change, you can simply draw from your line as needed. The best part? You only pay for what you borrow, and your rate is locked in for a full 6 months!

Qualifications:

• 1 year time in business
• $25,000 Deposited in Business Bank Account or $300k annual sales
• 600 minimum FICO

• Loan Size: $100k to $10 Million
• Monthly Payments Available
• 70% MAX LTV
• 1st, 2nd, and 3rd Liens

Qualifications:

• 1 Million in current inventory
• 1 Million in Annual Sales
• 1 Year Time in Business
• No minmum FICO

Get expedited SBA Funding at a prime rate to cover working capital and growth expenses.

Utilize our streamlined SBA Loan application process to get funding in 4-8 weeks! 

10-25 yr terms

Qualifications:

• 2 years time in business
• 660+ FICO scores
• No Bankruptcies, Liens, or Foreclosures in last 3 years

Get the funds you need to launch your new business without cash flow challenges.

Get flexible terms and establish your business credit to get your business off the ground.

 6 months - 10 yr terms 

Quick and easy access to Fix n Flip loans! Get the funds you need for projects.

Get the funds you need for projects. Great for real estate investors, owners, developers, and builders and more.

Min. 1-3 completed projects in the past 36 months 

• 80% Purchase funding 
• 100% Rehab funding

Use for investments in your business, such as expansion projects or large purchases.

Get the funds you need upfront with great rates, with the option to apply for more when needed.

1-5 yr terms

Qualifications:

• Business bank account
• 550 minimum FICO scores
• 6 months time in business
• Invoice required

Use for investments in your business, such as inventory or new locations.

Get the funds you need upfront with great rates, with the option to apply for more when needed.

6 months - 10 yr terms

Utilize your future sales to get great financing terms that are tailored for you.

MCA is one of the most flexible financing options that doesn't require collateral.

 6 months - 10 yr terms